Epic Mortgage

Mortgage Home Loans in Tennessee

Guided by a Professional Mortgage Consultant, Supported by a Trusted Lending Team

Whether you are:

  • Relocating to the South
  • Buying your first home
  • Downsizing
  • Investing
  • Purchasing a second home
  • Planning a lifestyle change with more land, room to grow your own food, and the option for a manufactured home
  • Renting now and ready to explore homeownership

We are here to help you move forward with confidence.

Margarite Cabrera, Mortgage Consultant

Serving

Tennessee

Meet Your Dedicated Mortgage Consultant

I work directly with you as your dedicated mortgage loan consultant — helping you understand your options, simplify the process, and make confident decisions from start to finish.

Behind me is an Epic lending team that provides the tools, systems, and operational support needed to ensure a smooth and reliable loan process from application to closing.

Together, we’re committed to helping you not just buy a house — but build a future.

When you work with me, you’re working with a real person — not a machine.

Who We Help

We specialize in helping:

First-Time Homebuyers

Renters Ready to Become Homeowners

Relocating Families to Tennessee

Working Professionals Upgrading or Downsizing

Real Estate Investors

Second Home Buyers

Buyers Seeking Land or Manufactured Homes

Spanish-Speaking Families

Self-Employed & 1099 Earners

No matter your situation, there is a path forward — and we help you find it.

Professional Guidance for Every Step of the Home Buying Process

Buying a home is one of the most important financial decisions you will ever make. That’s why we provide clear, professional, and personalized guidance throughout the entire process.

From pre-approval to closing, we help you:

Understand your true buying power

Explore loan options that match your goals

Navigate each step with clarity and confidence

Avoid confusion, delays, and guesswork

Long-Term Strategy

More Than a Loan — A Long-Term Strategy

Our approach goes beyond financing. We focus on helping you make smart, sustainable decisions that support your long-term financial future.

A home should be more than a place to live — it should be a foundation for building wealth, stability, and opportunity.

Let’s Get You Approved

Whether you’re ready to buy now or just starting to explore your options, I’m here to guide you through the process with clarity and confidence.

Let’s turn your plan into a key in your hand.

Contact me today to get started on your homeownership journey.

For Real Estate Agents — A True Partnership

We believe strong partnerships create better client experiences and smoother transactions. As a mortgage consultant supported by a highly organized lending team, I work closely with real estate professionals to help deliver value beyond financing. From fast pre-approvals to clear communication and on-time closings, our focus is helping you serve your clients at the highest level.

We provide:

Responsive communication and reliable updates

Strong in-house operations and processing support

Best-in-class marketing and co-branding support options

A solutions-focused approach for complex scenarios

Our goal is simple: help you close more deals, create smoother transactions, and deliver a better experience to your clients.

Loan Programs We Offer

We provide a full range of mortgage solutions tailored to different financial situations and goals:

Conventional Loans

FHA Loans

VA Loans

USDA Loans

Jumbo Loans

Doctor Loans

DSCR (Debt Service Coverage Ratio) Loans

Bank Statement Loans

Non-QM Loans

Reverse Mortgages

HELOC (Home Equity Line of Credit)

Bridge Loans

Manufactured Home Loans

1099 Income Programs

Lot / Land Loans

Down Payment Assistance Programs

First-Time Homebuyer Programs

Hablamos Español

If you’re more comfortable in Spanish, so am I. Every conversation, every document review, every question — in the language that feels like home. You shouldn’t have to navigate the biggest purchase of your life in a language that doesn’t feel natural.

Ready to Start? Let’s Talk.

Fill out the form below and I’ll reach out within one business day. No obligation, no pressure — just a conversation about your goals.